Flood insurance provides protection from the resulting damage from flooding. A few inches of water can cause major damage costing thousands of dollars. Homeowners insurance does offer limited coverage for water damage resulting from a covered peril such as frozen water pipes but does not cover floods.
Adding this valuable coverage will keep your home and personal possessions safe against heavy rain, storm surges, blocked drainage systems and fast snow melts and other events that cause water to rise and a flood situation to occur.
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